Selling a House With HOA Dues, Assessments, or an HOA Lien in Nebraska

An HOA balance does not automatically prevent a sale, but dues, assessments and recorded liens can affect title and seller proceeds. Get the association’s current figures and governing documents before assuming the amount due.

Separate three different HOA numbers

• Regular dues: ordinary recurring assessments.
• Special assessment: an additional charge approved under the governing documents and applicable law.
• Lien/payoff: a recorded or asserted claim that may include authorized charges, interest or collection costs.

For condominiums covered by the Nebraska Condominium Act, Neb. Rev. Stat. § 76-874 addresses assessment liens. Do not assume every homeowners’ association follows the same rules. Have the title company or a Nebraska attorney check the association type, recorded declaration and applicable law. The association or its agent can provide current account information.

Who pays a pending special assessment?

That can depend on the contract, declaration, assessment timing and negotiation. Put the responsibility in writing instead of assuming “seller always pays” or “buyer takes it.”

If the HOA lien is only one of several claims, use selling a house with a lien and seller closing costs to build the full net sheet.

Source reviewed September 20, 2026: Nebraska Condominium Act, § 76-874. Association documents and title work control the specific transaction; this is not legal advice.